CarShield is one of the country’s most popular independent warranty providers, offering month-to-month contracts, flexible protection plans, and a range of deductibles.
CarShield is technically a vehicle service contract broker, meaning that it offers protection plans administered by other companies such as American Auto Shield. This setup gives drivers a wider variety of coverage options and price points. You can even find coverage for all-terrain vehicles (ATVs), motorcycles, and other alternative vehicles.
CarShield has been featured on ESPN, CNN, HGTV, and TBS and has a number of celebrity endorsements, including one from rapper and actor Ice-T.
CarShield is one of the most prominent names in the car warranty industry. Based on the company’s overall score of 4.5 out of 5.0 stars in our 2023 extended warranty study, its reputation appears to be well-earned. But that doesn’t necessarily mean that CarShield is the best choice for every driver.
Whether a CarShield plan is worth it for you depends on factors like your vehicle’s reliability and your financial situation. If you want to protect your car for the long run or crave peace of mind about costly repairs that otherwise would’ve been out of pocket, CarShield could be worth it.
CarShield offers a useful range of plans and very reasonably priced coverage for such a reputable extended car warranty company. The provider’s prices make it an especially attractive option if you’re on a tight budget and in need of a used car warranty.
CarShield Coverage
CarShield extended warranties are more accurately described as vehicle service contracts since the vehicle manufacturer doesn’t fulfill them. CarShield is a vehicle service contract broker, meaning that another company administers its plans.
Note that CarShield’s vehicle service contracts only cover specific parts listed on the contract (except the Diamond plan, which lists excluded parts).
Sample contracts on CarShield’s website list American Auto Shield as the administrator, but contracts may use other administrators. This adds to the available warranty options.
What Does CarShield Cover?
The company offers six types of warranty service plans (with one reserved for motorcycles and ATVs), ranging from a basic drivetrain warranty to plans comparable to a new car’s factory warranty. Used car warranties from CarShield can cover up to 300,000 miles, making it a solid choice if you want peace of mind while driving a high-mileage vehicle
What Does CarShield Not Cover?
The vast majority of CarShield customers report no issues with the company paying for repairs. However, CarShield can deny a claim for a few reasons, most of which are common across the extended car warranty industry. Exceptions from the CarShield contract include:
Repairs performed without prior authorization from the contract administrator
Damage caused by a lack of maintenance
Damage caused by acts of nature, theft, vandalism, or falling objects
Modifications to the vehicle
Misuses such as racing or off-road driving
Tampering with the odometer
Preexisting mechanical issues
The specific part isn’t covered
The damage was caused by a noncovered part failing
The damage was due to a lack of maintenance
The damage is due to normal wear and tear
CarShield Benefits
In addition to paying for covered repairs, all CarShield contracts include the following perks:
CarShield roadside assistance: Those with coverage from CarShield gain access to flat-tire services, towing and winching, lockout help, battery jump-starts, and fluid and fuel deliveries.
Rental car reimbursement: You’ll receive up to $100 per day to cover a rental car if your vehicle heads to the repair shop.
Trip interruption reimbursement: Get up to $125 per day for a maximum of four days to take care of meal and lodging costs if your car goes to the shop for a covered repair.
Price lock: Those who maintain CarShield coverage will pay the same rate as long as they continue their policy.
CarShield rewards: Drivers may receive discounts on rental cars along with lower rates for certain scheduled vehicle maintenance services.
Conclusion
In this article, we reviewed CarShield’s plan options, typical pricing, and customer reviews. We rate CarShield vehicle protection plans as some of the best extended warranty options currently on the market. CarShield is an excellent option if you’re looking for both the best coverage and best prices per month.
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